Calculating Start-Up Costs

Start-up costs: expenses incurred by a new business before it launches

When you’re starting your business, it’s important to have a realistic view of your start-up costs. These are the costs that your business incurs before it opens its doors. Having adequate funding for your start-up costs is a crucial part of your business planning.

Start-up costs will be different depending on the industry and type of business you’re starting. There are some start-up costs that seem more obvious: rent, utilities, business licenses, materials, office supplies. Then there are others that you may not think about at first: insurance, signage, technology costs.

The SBA (Small Business Administration) start-up cost worksheet can help you plan for start-up costs and have a better idea of the funds you’ll need before you launch your business.